Consumer Loans

At People First FCU, the benefits of membership are numerous. And one of the best benefits you'll enjoy as a People First FCU member is our comprehensive financing options. Whatever it is you're looking to buy, we have a variety of ways to finance it. And, of course, we offer highly competitive rates.

Unsecured Fixed Loans

Need a little cash for a specific purpose? A People First FCU Unsecured Fixed Loan can help with debt consolidation, making home improvements, or planning a special vacation. A low-rate People First FCU Unsecured Fixed Loan is an affordable, all-purpose solution.

Share Secured Loans

If you have little credit history or have had some credit problems in the past, a share secured loan may be the solution for you. Deposit a specified amount into a People First FCU savings account and "Secure" a low-rate People First FCU loan by using the funds in your credit union account as collateral.

Unsecured Line of Credit

For those smaller recurring loan requests, People First FCU has a personal line of credit.

  • Minimum of $500 up to a maximum of $10,000
  • Pay back only what you use
  • No annual fees
  • Overdraft Protection for your checking account
  • Low monthly payments (see chart below)
  • Variable rate

Payment Schedule

Outstanding Account BalanceMinimum Monthly Payment
$0.00 - $999.99 $25.00
$1,000 - $1,999.99 $50.00
$2,000 - $2,999.99 $75.00
$3,000 - $3,999.99 $100.00
$4,000 - $4,999.99 $125.00
$5,000 - $5,999.99 $150.00
$6,000 - $6,999.99 $175.00
$7,000 - $7,999.99 $200.00
$8,000 - $8,999.99 $225.00
$9,000 - $10,000 $250.00

Apply for a Loan Today!

For those smaller recurring loan requests, People First FCU has a personal line of credit.

All loans are subject to credit approval.

All Signature Line of Credit Loan payments are due on the 25th of each month.

Equal Housing Lender Equal Opportunity Lender logo
NCUA logoYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
Lehigh Valley Who's Who 2017 winner Lehigh Valley Magazine Best of the Valley 2017 winner The Morning Call Readers Choice 2017 winner

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