Consumer Loans
At People First FCU, the benefits of membership are numerous. And one of the best benefits you'll enjoy as a People First FCU member is our comprehensive financing options. Whatever it is you're looking to buy, we have a variety of ways to finance it. And, of course, we offer highly competitive rates.
Signature Loans

Need a little cash for a specific purpose? A People First FCU Signature Loan can help with debt consolidation, making home improvements, or planning a special vacation. A low-rate People First FCU Signature Loan is an affordable, all-purpose solution.

Secured Loans

If you have little credit history or have had some credit problems in the past, a share secured loan may be the solution for you. Deposit a specified amount into a People First FCU savings account and "Secure" a low-rate People First FCU loan by using the funds in your credit union account as collateral.

Unsecured Line of Credit

For those smaller recurring loan requests, People First FCU has a personal line of credit.

  • Minimum of $500 up to a maximum of $10,000
  • Pay back only what you use
  • No annual fees
  • Overdraft Protection for your checking account
  • Low monthly payments (see chart below)
  • Variable rate

Payment Schedule:

Outstanding Account Balance
Minimum Monthly Payment
$0.00 - $999.99
$25.00
$1,000 - $1,999.99
$50.00
$2,000 - $2,999.99
$75.00
$3,000 - $3,999.99
$100.00
$4,000 - $4,999.99
$125.00
$5,000 - $5,999.99
$150.00
$6,000 - $6,999.99
$175.00
$7,000 - $7,999.99
$200.00
$8,000 - $8,999.99
$225.00
$9,000 - $10,000
$250.00
Apply for a Loan Today!

For those smaller recurring loan requests, People First FCU has a personal line of credit.

  • Apply for a People First loan Online.
  • Call our 24-Hour Loan Center at 1.877.531.5126

All loans are subject to credit approval.

All Signature Line of Credit Loan payments are due on the 25th of each month.

Equal Housing Lender Equal Opportunity Lender
National Credit Union AdministrationYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
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