Business Services Rates
No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at People First.
Dividend Rates and Annual Percentage Yields are effective: Sunday, December 1, 2019
Share/Savings
| Type | Minimum Balance | APY* | Dividend Rate |
|---|---|---|---|
| Savings Account (S1) | $5.00 | 0.05% | 0.05% |
| Holiday Account (S2) | $0 | 0.05% | 0.05% |
| Vacation Account (S3) | $0 | 0.05% | 0.05% |
| Special Account (S6) | $0 | 0.05% | 0.05% |
Share Draft/Checking 150, 300, & 450
| Balance Requirements | APY* | Dividend Rate |
|---|---|---|
| $0.00 - $2,499.99 | 0% | 0% |
| $2,500.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000.00 - $24,999.99 | 0.10% | 0.10% |
| $25,000.00+ | 0.15% | 0.15% |
Money Market
| Balance Requirements | APY* | Dividend Rate |
|---|---|---|
| $0.00 - $2,499.99 | 0% | 0% |
| $2,500.00 - $9,999.99 | 0.25% | 0.25% |
| $10,000.00 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $74,999.99 | 0.40% | 0.40% |
| $75,000.00+ | 0.50% | 0.50% |
Share Certificates
| Term | APY* | Dividend Rate |
|---|---|---|
| 6 months | 0.50% | 0.50% |
| 8 months | 1.60% | 1.59% |
| 12 months | 1.10% | 1.09% |
| 15 months | 1.50% | 1.49% |
| 18 months | 1.15% | 1.14% |
| 24 months | 1.20% | 1.19% |
| 30 months | 1.25% | 1.24% |
| 36 months | 1.35% | 1.34% |
| 48 months | 1.40% | 1.39% |
| 60 months | 1.60% | 1.59% |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.
Dividends are compounded daily and credited monthly on the last day of each month for savings accounts.
For more information please view our Business Account Agreement.
Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full
faith and credit of the U.S. Government.
