IRA & Coverdell ESA Rates

No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at People First.

Dividend Rates and Annual Percentage Yields are effective: Saturday, February 1, 2020

IRA & Coverdell ESA

TypeMinimum BalanceAPY*Dividend Rate
IRA Savings Account (S5) None 0.15% 0.15%
Roth Contributory IRA (S10) None 0.15% 0.15%
Coverdell ESA (S12) None 0.15% 0.15%

*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.

IRA = Individual Retirement Account

Equal Housing Lender Equal Opportunity Lender logo
NCUA logoYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
Lehigh Valley Who's Who 2017 winner Lehigh Valley Magazine Best of the Valley 2017 winner The Morning Call Readers Choice 2017 winner

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.