Mortgage Loan Rates
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Loan rates are effective: Thursday, January 19, 2017

Conventional Mortgages
Term
Points
Rate
APR*
10 Year
0
3.500%
3.688%
10 Year
3
3.125%
3.958%
15 Year
0
3.500%
3.671%
15 Year
3
3.000%
3.572%
20 Year
0
4.000%
4.193%
20 Year
3
3.625%
4.090%
30 Year
0
4.250%
4.392%
30 Year
3
3.875%
4.221%
The payment for a $100,000 conventional mortgage at 4% for 30 years is $477.60. This example is hypothetical and is for illustrative purposes only. Your actual rate and payment may differ based upon your individual circumstances. Calculate your payment with our Mortgage Calculator.
Adjustable-Rate Mortgages (ARMs)**
Term
Points
Rate
APR*
Three/One
0
4.000%
3.393%
Five/One
0
3.500%
3.328%
Seven/One
0
3.625%
3.438%
Ten/One
0
3.875%
3.660%
** The rate on this mortgage type is subject to change at the end of the designated fixed period.
FHA Mortgages
Term
Points
Rate
APR*
15 Year
0
3.375%
3.772%
15 Year
3
3.000%
3.848%
30 Year
0
3.750%
4.418%
30 Year
3
3.375%
4.304%

* APR = Annual Percentage Rate. Rates and points are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary. The APR was calculated on a $100,000 loan amount for the respective rate and term displayed.

Jumbo Mortgages and other options are available - Contact the credit union for Rates and details.

Conventional and Adjustable-Rate Mortgages are for loan amounts of $40,000 to $417,000 and Jumbo Loans are for amounts above $417,000.

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National Credit Union AdministrationYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
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