Vehicle Loan Rates

When you're ready to finance your next new or used vehicle, come talk to us. Our low rates and flexible terms can help you get the vehicle you want, with a monthly payment that fits your budget. Apply online right now and we'll give you an answer in just a few minutes.

Loan rates are effective: Friday, July 27, 2018

New Vehicles1, 2

TermAPR*Monthly Payment3
36 months 2.24% $28.70
48 months 3.24% $22.19
60 months 3.24% $18.03
72 months 3.99% $15.60
84 months 4.99% $14.08

Used Vehicles1

TermAPR*Monthly Payment3
36 months 2.24% $28.70
48 months 3.49% $22.29
60 months 3.49% $18.14
72 months4 4.24% $15.71
84 months5 5.24% $14.19

Older Used Vehicles1, 6

TermAPR*Monthly Payment3
36 months 4.49% $29.70
48 months 4.49% $22.76
60 months 5.49% $19.01

Recreational Vehicles1

TermAPR*Monthly Payment3
144 months 9.49% $11.57

New Motorcycles1

TermAPR*Monthly Payment3
36 months 3.99% $29.49
48 months 3.99% $22.55
60 months 4.99% $18.83
72 months 6.24% $16.64

Used Motorcycles1

TermAPR*Monthly Payment3
36 months 4.99% $29.91
48 months 4.99% $22.98
60 months 5.99% $19.27

*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary.

1 A better People Perks rate may be possible based upon your relationship with People First FCU.

2 Special member discounts are available through Love My Credit Union Rewards.

3 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

4 Current and Previous Model Years Only.

5 Current and Previous 2 Model Years Only.

6 Vehicles older than eight (8) model years.

Equal Housing Lender Equal Opportunity Lender logo
NCUA logoYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
Who's Who 2017 winner Best of the Valley 2017 winner Readers Choice 2017 winner

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.