*Annual Percentage Rate.

You authorize People First Federal Credit Union to process the payments indicated on the balance transfer request form to the credit cards/charges/loans by means of a cash advance charged to your People First Visa Platinum credit card. Cash advances are always subject to finance charges from the date they are posted to your account to the date they are paid in full. People First will not authorize any amount that will exceed your available credit line on the day the balance transfer is processed. Refer to your credit card agreement for complete terms and conditions. People First Credit Union loans are not eligible for this balance transfer offer. The discounted rate presented in this offer will be good on transferred balances made through August 31, 2017. The balances transferred during this promotion will accrue interest at 2.9% APR through June 30, 2017. Any balance remaining after that date will automatically be transferred to your standard rate. Only balance transfers made through the balance transfer request form at PeopleFirstCU.org/Transfer are eligible for 2.9% APR. All other cash advances and balances transferred through any other means (i.e. statement checks or letterchecks) will be assessed at your standard rate. Payments will be applied as stated in your Credit Card Account Agreement. All balance transfers are subject to approval and People First reserves the right to refuse any balance transfer request.