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Youth First Program

People First and the Youth First program will guide your children on a journey through the different stages of their financial life. Whether it is the first savings account, the account where their allowance gets deposited into, or the account that gets direct deposit from their first job. People First will be there every step of the way. Schedule an appointment to open your child's forever savings account today!

Attention Graduating Seniors – Applications are open for the 2nd Annual Youth First Scholarship!

People First is excited to announce that we will once again be awarding Five (5) - $1,000 scholarships to graduating high school seniors planning to attend a 2-year, 4-year, or acceptable trade school this fall. Fill out the Youth First Scholarship Entry Form and submit a brief essay with how People First has helped you, and what your plans are after graduating college/trade school. Please include your acceptance letter along with your essay.

Return the completed entry form, acceptance letter, and personal essay to any branch office, or email to Marketing@peoplefirstcu.org. Submission must be received by May 31, 2020, to be eligible. Scholarship recipients will be notified via phone/email with instructions on the next steps.

Promoting the Financial Health of Our Youngest Members

Providing financial education embodies the movement's 'people-helping-people' philosophy. The theme for this year's Youth Month is "Money Magic. Share, Spend and Save at Your Credit Union". Together, we're encouraging our youngest members to learn common financial concepts kids should understand:

  • Saving
  • Spending
  • Charitable giving
  • Investing
  • Budgeting

As more Americans seek financial guidance and more credit unions begin to offer services like financial counseling, it's essential to consider initiatives that also educate young members. If parents have trouble managing money, you can imagine that it's going to be even more challenging for them to have conversations about money with their kids. People First can serve as an important ally for parents in their mission to teach their kids to be financially responsible. Providing this kind of support and education can help build long-term member loyalty.

If you have been wondering how to empower youth to save for their future, National Credit Union Youth Month is a great opportunity to start or boost your youth initiatives! Join us this April as credit unions across the country focus on educating youth about financial health. This year's kid-friendly theme emphasizes the benefits of wise saving and spending using a cast of whimsical, kid-friendly characters. This celebration is a great time to engage kids at People First and within your community to help them develop healthy money habits.

Our Financial Educational Library "It's A Money Thing" has short videos that cover everything we go through in our financial lives. Share a video with your kids, and together we can set up the future generations with the potential to earn, save and reach all their financial goals. Now they even have a Junior version. This will help even younger members on their journey through their financial lives.

Here is a career choice fun comic and a What do you want to be when you grow up exercise to go through with your child on career choices.

Start the conversation about money

Learn about all of life's obstacles, and adventures with our fun, interactive financial education library. It's A Money Thing breaks down all of life's choices and prepares you for a better future. People First is committed to helping you be ready and learn about money!

Topics are broken into categories:

  • Earning an income
  • Buying Goods & Services
  • Saving
  • Using Credit
  • Borrowing
  • Financial Investing
  • Protecting & Insuring
  • The Credit Union Advantage
View our It's A Money Thing library today.

Pennsylvania Uniform Transfer to Minors Act (PUTMA) Accounts

PUTMA accounts are available for our young savers to start with a savings account that only the Custodian (Example: Parent, Grandparent, Interested persons) can conduct financial transactions. The funds in the account are used only for the benefit of the Minor without tax liability. PUTMA accounts are opened with the child's social security number and personal information.

Primary Share & Share Draft Accounts are also available with a joint owner (Age restrictions apply). These accounts are great for children who are starting to work and need an account for direct deposit or access to a Visa Debit Card*.

Schedule an appointment today

Call 610.797.7440 or visit any of our convenient branch locations.

1 Gift card value may be reported to the Internal Revenue Service for tax purposes.

* Cardholder and Account must qualify.

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Lehigh Valley Who's Who 2017 winner Lehigh Valley Magazine Best of the Valley 2017 winner The Morning Call Readers Choice 2017 winner

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.