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Auto Loan Calculators

Let's run the numbers on your car financing options!

Should I lease or purchase a car?

How much will my auto payments be?

Should I take a rebate or low-cost financing?

How much car can I afford?

Current Auto Loan Rates

New Auto1

TermAPR*Monthly Payment2
36 months2.49%$28.80
48 months2.74%$22.02
60 months2.74%$17.86
72 months3.24%$15.31
84 months3.74%$13.56
Loan rates are effective: March 5, 2021
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Rates are based upon an evaluation of applicant credit. Actual rates may vary. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

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Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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