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Auto Loans

Drive the new or used car, truck, SUV, or van of your dreams!

Financing your next new or used vehicle at People First FCU is convenient, fast, and easy!

People First FCU offers car loans for all types of new and used vehicles, including cars, trucks, SUVs, vans, hybrids, and electrics. We provide low loan rates, excellent terms, and generous financing plus available People Perks rate discounts.

It’s easy to apply online, by phone, in a branch, or through a Preferred Dealer. And for the best bargaining power, get pre-approved before you go car shopping!

Refinance and Save

If you have a car loan with another lender, you could save money, lower your payments or even pay off your vehicle sooner by moving your car loan to People First.

New and Used Auto Loan Benefits*:

One-stop vehicle purchasing through Preferred Auto Dealers

As a member of People First FCU, you can buy a car from a reputable dealership and get financing through the credit union all in one stop! Just tell the finance manager you're a member of People First FCU. View our current listing of preferred auto dealer relationships throughout Allentown and the Lehigh Valley.

Current Auto Loan Rates

New Auto1

TermAPR*Monthly Payment2
36 months2.49%$28.80
48 months2.74%$22.02
60 months2.99%$17.97
72 months3.49%$15.42
84 months3.99%$13.67
Loan rates are effective: October 1, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.

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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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