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Bank On Allentown

People First FCU is proud to partner with the City of Allentown, United Way of the Greater Lehigh Valley and the Financial Literacy Center by providing training and access to financial products and services for local residents currently outside of the mainstream financial system. Bank On Allentown will work to build residents’ financial stability by connecting them to safe and affordable financial products.

Bank On Allentown joins nearly 90 local Bank On coalitions across the country. Their work is supported by the national nonprofit Cities for Financial Empowerment Fund’s (CFE Fund’s) national Bank On initiative, which works to ensure that everyone has access to safe and affordable bank and credit union accounts.

People First’s Bank On Account has been certified by the CFE Fund as meeting the Bank On National Account Standards. Core account features outlined in the Standards include low costs, no overdraft fees, robust transaction capabilities using free debit cards, and online bill pay.

If you are interested in participating in this program you can learn more by visiting the City of Allentown’s website.

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Share Savings Account

Membership at People First Federal Credit Union starts by opening a Primary Share Savings Account with only a $5.00 minimum balance. Funds in your Savings account are readily available for withdrawal, making it a great place to save for short-term needs including emergencies, vacations, and family goals. This account establishes your membership and allows you access to all of our products and services.

  • Dividends are compounded and credited monthly
  • 24-hour access through Interlink®, PLUS Network, and CO-OP surcharge free ATMs
  • Can be used as collateral for a Share Secured Loan
  • Direct deposit and automatic transfer services are available

Your Money is Safe With Us

We know how important it is that your hard-earned money be kept safe, and so you will rest easy as a People First FCU member, knowing that your deposit accounts are insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) which is administered by the National Credit Union Administration (NCUA), an agency of the federal government.

Share Draft Checking Account

A People First Checking account offers flexibility for every lifestyle allowing you to manage your money efficiently and economically. With No minimum balance requirements, free debit cards, and free bill payer service. No checks to write, just a People First debit card for your daily point of sale, signature, and bill payment transactions.


Our Visa® Debit Card is both an ATM card for cash and a debit card for purchases, that come right out of your checking account.


Pay your bills from your People First checking account through our mobile and internet banking services. 

Additional Features and Benefits

  • Free internet banking
  • Free monthly statements
  • SecurLOCK Equip
  • Free mobile app banking
  • Free mobile deposits1
  • Free branch access at all 7 locations

Open Your Account!

You can open your account online in just a few minutes. Or stop by any of our branch locations and a Member Service Representative will be happy to meet with you!

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Credit Building

One of the best benefits you'll enjoy as a People First FCU member is our comprehensive range of loans for every purpose, including purchases, repairs, debt consolidation, and much more. Whatever it is you're looking to buy, we have a variety of ways to finance it. And, of course, we always offer highly competitive loan rates.

Share Secured Loans

If you don’t have much credit history, or have had some credit problems in the past and need to rebuild your credit score, a Share Secured Loan may be the solution for you.

Deposit a specified amount into a People First FCU savings account and then you can use the funds in the account as collateral or security for a low-rate People First FCU loan.

Visa® Platinum Secured Credit Card

Whether you have had difficulty in getting approved for unsecured credit in the past or are trying to re-establish, or start building credit, this type of credit card may be right for you.

With our VISA® Platinum Secured Credit Card, you pledge a specific amount of money (minimum of $550) in your People First account. This amount on deposit secures your line of credit. The VISA® Platinum Secured Credit Card will report your account activity to the major consumer reporting agencies to help establish or re-build your credit.

Apply for a Secured Loan or Credit Card Today!

Borrowing from People First FCU is convenient and takes only minutes. We provide you with the perfect tools to make the loan application process easy. Apply online, in one of our 7 branch locations, or call our 24-Hour Loan Center 1-877-531-5126.

Frequently Asked Questions

For more information please view our Consumer Account Agreement. See our Consumer Fee Schedule for associated fees. In order to access the disclosures, you must have Adobe Acrobat Reader, a free software for viewing and printing Adobe PDF files.

1 Ninety (90) days after account opening.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.

Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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