Share Certificate & IRA Share Certificate Accounts
Secure, long-term savings with competitive earnings
If you're looking for secure, long-term savings with competitive earnings, a Share or Individual Retirement Account (IRA) Certificate from People First FCU is for you. With a certificate, you decide right up front how much to deposit and how long to keep it invested. Then, sit back and watch it grow.
- Share Certificates or IRA Certificates
- Minimum $500 opening deposit required
- 6 to 60-month terms available
- Earn competitive dividends monthly
- Automatic renewal
- Maturity notices mailed approximately 30 days in advance
- Federally insured by the NCUA*
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Share & IRA Share Certificates
*APY = Annual Percentage Yield. Rates are subject to change without notice. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal. Individual Retirement Account (IRA) rates include Traditional, Roth, and Education IRAs.
Penalties and fees may be imposed for early withdrawal.
*Certificates and Savings Accounts, excluding IRAs, are federally insured by the National Credit Union Administration (NCUA) up to a total of $250,000 for any balance set up under the same ownership. This is the maximum amount allowed by law. The combined balances of your People First FCU IRA Shares and IRA Certificates are federally insured up to $250,000 and are insured separately from other People First FCU Savings and Certificate Accounts.
For more information please view our Consumer Account Agreement.
See our Consumer Fee Schedule for associated fees.
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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.