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Free Checking Account

Everything you need in one simple checking account

We’ve made checking easy, with all our best benefits in one checking account. People First Free Checking gives you all of the everyday convenience and online access you need plus no hidden costs, no monthly fees, no minimum balance, and no per-check charges. And of course you get free anytime online banking through PC Access and our Mobile Access app.

Free Checking Benefits

  • FREE PC Access
  • FREE Mobile Access App
  • FREE online Bill Payer Service
  • No minimum balance requirement
  • No monthly service charge
  • FREE Visa® Debit Card
  • Courtesy Pay coverage
  • FREE Tellerphone Access
  • No charge per check
  • Your first order of paper checks is FREE
  • FREE Overdraft Protection from a Savings Account or Line of Credit
Business woman prepare writing a check at office

Open Your Account!

You can open your account online in just a few minutes. Or stop by any of our branch locations and a Member Service Representative will be happy to meet with you!


We have options to protect your checking account from costly errors.


Our Visa Debit Card is both an ATM card for cash and a debit card for purchases.


Using your debit card can turn everyday purchases into rewarding experiences.

Frequently Asked Questions

For more information please view our Consumer Account Agreement and Courtesy Pay Disclosures. See our Consumer Fee Schedule for associated fees.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.

Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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