Your Dreams. Your Home. Our Home Equity Loan.
Great low rates on Home Equity Loans and Lines of Credit.
Is your home in need of repairs or upgrades? Maybe you want to take a dream vacation? Whether you need the flexibility of a line of credit or the security of a fixed rate home equity loan, People First is here for YOU! Great low rates and flexible terms.
Show Your Home Some Extra Love.
Rates as low as 2.99% for up to 60 Months.*
2.74% introductory rate for 12 months.**
PLUS, NO APPRAISAL FEE, NO CLOSING FEE, NO APPLICATION FEE!!
People First has the rate for YOU to put your plans and dreams into action. Unlock your home’s equity potential and apply today! View all of our Home Equity Loan rates and choose what is best for YOU.
Apply online today or call 610.797.7440 Ext. 612 for more information.
*APR=Annual Percentage Rate. The Fixed Rate Home Equity Loan has an APR of 2.99% for up to 60 months which is the lowest rate offered for this product. This rate is accurate as of March 15, 2021 and subject to change. Rates are based upon the evaluation of applicant credit. Actual rates may vary. The quoted rate is for a Home Equity loan with an 80% or less loan-to-value ratio. A $15,000 Home Equity Loan for 60 months at 2.99% will have a monthly payment of $269.46. Loans are on 1-4 unit family, owner-occupied residences in Pennsylvania. Property insurance is required. Flood insurance may be required. Additional terms are available at PeopleFirstCU.org.
** APR=Annual Percentage Rate. Promotional APR is 2.74% for 12 months. After the promotion period, the APR is subject to change monthly and is based on the prime rate as published in the Wall Street Journal (on the last business day of the month) + 0.0% Margin rounded up to the nearest 0.25%, currently at the minimum rate of 3.99% (accurate as of March 1, 2021). The minimum APR is 3.99% and the maximum APR is 18%. To obtain the promotional APR, the minimum draw required is $200, minimum line amount is $5,000, the maximum line amount is $250,000 and is based on a maximum Combined Loan-To-Value (CLTV) of 80% or less. Loans are on 1-4 unit family, owner-occupied residences in Pennsylvania. Property insurance is required. Flood insurance may be required. Additional terms are available at PeopleFirstCU.org. Subject to credit approval. Existing People First HELOCs are not eligible for this promotion.