3D Secure (Verified by Visa®)

A new dimension of online shopping security

3D Secure (Verified by Visa®) has multiple layers of security that provide cardholders with an extraordinary level of protection so you can feel confident no matter how you use your Visa® card(s).

• Layered fraud protection.
• Seamless online transaction experience.

Who 3D Secure (Verified by Visa®) is for

Members with a People First FCU Visa® Debit Card or Visa® Platinum Card.

What 3D Secure (Verified By Visa®) Is:

3-D Secure is an added level of fraud protection for online transactions. The 3-D Secure technology uses a risk-based analytics model to predict the likelihood that an online transaction is being made by the cardholder. The model uses data embedded in the authorization message for example IP address, device ID, geo-location, online shopping activity, etc.

How 3-D Secure (Verified By Visa®) Works

1. Navigate to checkout to complete your online transaction.
2. Enter card information for your People First Visa® Credit or Debit card. Receive either 'Authentication Successful' or 'Authentication Failed.' In the case of 'Authentication Failed,' you will be required to verify information and complete the one-time Passcode verification.