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Business Deposit Services

As a business owner, you want to be sure you have a competitive yet affordable business program. Whether you are a sole proprietor or a corporation, we have the services you require in your everyday operations.

Business Share Draft/Checking Account

Knowing how important a checking account is to a business, we've structured the account according to your business needs. The chart below describes the three levels we offer. You select which level is right for you based on your transaction volume. Dividends are earned on balances of $2,500 or more. A Visa® Debit Card, 24-hour online and telephone access, online statements and bill pay are all services offered at no cost to you. A line of credit can be approved for your protection when you run short of cash or overdraw your account.

Select the Business Share Draft level that matches your transaction needs.

Product or ServiceBusiness 150Business 300Business 450
Free transactions per month1150300450
Monthly maintenance fee$0$10$15
Minimum average monthly balance to avoid fee2$0$2,500$10,000
Minimum balance to earn dividend2$2,500$2,500$2,500
Visa® Debit Card3FreeFreeFree
PC Access and Bill PayFreeFreeFree
Online Statements4FreeFreeFree
Available overdraft protection5YesYesYes
1 Over limit charge of $0.25 per transaction. Counted transactions include all cleared checks, ACH debits, debit card purchases, over-the-counter cash deposits, over-the-counter check deposits (each check), transfers, and withdrawals.
2 Dividend rate tiers; $2,500-$9,999; $10,000-$24,999; $25,000 and up. No dividends will be paid if the average balance falls below $2,500.
3 All credit services are subject to application and approval.
4 Paper statement fee of $5 per month.
5 Overdraft transfer fee of $5 per occurrence from a savings or line of credit. Federal Regulation D permits 6 overdraft transfers per month from a savings account. Transfers from a line of credit are unlimited.

Business Money Market Account

Our Business Money Market Account is designed for our members with consistent savings account balances who want to earn more dividends than they would in a regular deposit account. Dividend rates on this account are tiered... so the more you have on deposit, the more you earn.

Business Money Market Features:

  • Dividends earned on balances of $2,500 or more
  • Dividends are compounded and paid monthly
  • Monthly statements
  • Write up to six checks per month
  • No monthly fees
  • Internet and telephone access

Business Share Certificate

A share certificate is a safe investment vehicle that locks you into a higher dividend rate for a determined period of time. With as little as $500.00, you can deposit funds from six to sixty months that are fully insured up to $250,000.

Open a Business Account Today!

Call our Member Service Center for an appointment to discuss your business deposit needs.

For more information please view our Business Account Agreement.

Número de Ruta

El número de ruta y tránsito (ABA) de People First es: 231379115

Dirección de correo postal

2141 Downyflake Lane
Allentown, PA 18103

©2020 People First Federal Credit Union

La membresía está disponible para quienes viven, trabajan, profesan una religión o asisten a la escuela en los condados de Lehigh o Northampton.

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En People First FCU estamos mejorando la accesibilidad y la facilidad de uso de nuestro sitio web para nuestros miembros actuales y los miembros potenciales. Nuestros esfuerzos se basan en los estándares de las pautas de accesibilidad al contenido web (WCAG) 2.1. Nuestra política es asegurar que las personas con discapacidad tengan todas y las mismas oportunidades de beneficiarse de nuestros servicios en nuestro sitio web y en otros servicios en línea. Si tiene preguntas o necesita ayuda con el contenido de nuestro sitio web o los servicios en línea, por favor contáctenos en staff@peoplefirstcu.org o llame a nuestro Centro de servicios para los miembros al 610.797.7440.

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