Home Equity Line of Credit

With a People First FCU Home Equity Line of Credit, you can borrow just what you need, when you need it, and only pay interest on what you borrow.
Home Equity low introductory rate promotion

Limited Time Offer For Our Members

Low Introductory Rate of 2.74%* for 12 Months

No Appraisal Fee, No Closing Fee, and No Application Fee

Use the equity in your home for:

  • A Dream Vacation
  • Home Improvements
  • A New Car
  • Fixed rate of interest

Fast and Easy application process!

For details about our Home Equity products

Take a look at our Home Equity page for more information, or Call 610.797.7440 extension 612.

* APR=Annual Percentage Rate. Promotional APR is 2.74% for 12 months. After the promotion period, the APR is subject to change monthly and is based on the prime rate as published in the Wall Street Journal (on the last business day of the month) + 0.0% Margin rounded up to the nearest 0.25%, currently 5.5% (accurate as of date of publication). The minimum APR is 3.99% and the maximum APR is 18%. To obtain the promotional APR, the minimum draw required is $200, minimum line amount is $5,000, the maximum line amount is $250,000 and is based on a maximum Combined Loan-To-Value (CLTV) of 80% or less. Loans are on 1-4 unit family, owner-occupied residences in Pennsylvania. Property insurance is required. Flood insurance may be required. Additional terms are available at PeopleFirstCU.org. Subject to credit approval. Existing People First HELOCs are not eligible for this promotion.

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NCUA logoYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
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