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Shop and Save with a People First Visa® Platinum Credit Card.

2.9% APR for 6 Monthly Billing Cycles!

Begin saving today with a People First Visa Platinum Credit Card. All Purchases, Balance Transfers and Cash Advances will have a great, low introductory rate of 2.9% APR* for 6 monthly billing cycles! Go out shopping or transfer your high rate balances to start saving immediately.

Save on Purchases, Balance Transfers and Cash Advances!

Act fast, this promotion is for NEW cardholders!
Apply for a People First Credit Card Online or Call our 24-Hour Loan Center at 1.877.531.5126
Complete the Balance Transfer Request Form and

  • Drop it off at any of our branch locations,
  • Fax it to us at 610.791.1727, or
  • Mail it to: People First FCU, 2141 Downyflake Ln, Allentown PA 18103

* Annual Percentage Rate.

1 Promotional Period for Introductory Annual Percentage Rate (APR): The 2.9% Introductory APR for balance transfers, cash advances and purchases will apply to transactions posted to your new Visa® Platinum or Visa® Platinum Rewards credit card. Applications must be received between January 1, 2021 and June 30, 2021 to qualify. Offer only available for new cardholders that are issued between January 1, 2021 and June 30, 2021. Cash advances, balance transfers and purchases will accrue interest at 2.9% APR for six billing cycles from the Visa® open date; any remaining balance will begin to accrue interest at the qualified standard variable rate. Rates are subject to change. Payments will be applied as stated in your Visa® Consumer Credit Card Agreement & Disclosure. Any existing balances on current People First Federal Credit Union loan and/or credit card accounts are not eligible for the introductory APR.

Applicant's standard rate will be based upon credit evaluation. The Variable Rate is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal on the last business day of each calendar month ("Index") plus a margin from 5.65 - 14.65 for the No Rewards card and a margin of 6.65 - 9.65 for the Rewards Card. The Index plus the Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest Rate on the first day of the billing cycle that immediately follows any such change in the Index. Increases or Decreases in the Interest Rate will cause like increases or decreases in the Finance Charge and will affect the number of your regularly scheduled payments.


At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.

Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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