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Money Market Account

Money Market Accounts are perfect for members with consistent higher savings account balances who want to earn more interest while keeping their liquid funds easily available, safe, and insured.

You can withdraw cash as often as you like, in person, online or by check, and you’ll earn interest on balances of $2,500 or more. Our tiered Money Market rates mean the more you have on deposit, the more you earn.

Money Market Account Features and Benefits

  • Dividends earned on balances of $2,500 or more
  • Dividends compounded daily and paid monthly
  • Write up to a total of 6 checks per month
  • No monthly fees
  • Easy access online, through our app, and via Tellerphone
  • Monthly statements
  • Federally insured up to at least $250,000 by the National Credit Union Administration (NCUA)

Money Market Accounts are designed for our members with consistent savings account balances who want to earn more interest than they do with our primary savings account. You can withdraw cash as often as you like, in person, online or by check. Earn interest on balances of $2,500 or more. Interest is calculated daily and paid monthly. Money Market rates are tiered, so the more you have on deposit, the more you earn.

Our Money Market Account Features:

  • Dividends earned on balances of $2,500 or more
  • Dividends paid monthly
  • Write up to a total of 6 checks per month
  • No monthly fees
  • Internet and telephone access
  • Monthly statements
  • Federally insured up to at least $250,000 by the National Credit Union Administration (NCUA)

Sign Up Today!

Open your account online, or visit any one of our branches and a Member Service Representative will be happy to meet with you!


Money Market Accounts that fall below the $2,500 minimum will not receive a dividend. Rates are subject to change at any time without notice. Money Market Accounts have a variable rate.

Federal regulations establish the maximum number of remote withdrawal transactions that can be made each calendar month on Money Market Accounts. For more information please view our Regulation D disclosure.

For more information please view our Consumer Account Agreement.

See our Consumer Fee Schedule for associated fees.

In order to access the disclosures, you must have Adobe Acrobat Reader, a free software for viewing and printing Adobe PDF files.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.

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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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