Mortgage Center

People First FCU's knowledgeable staff makes applying for your mortgage as easy as possible. Our mortgage experts work with the appraiser, settlement agent, and real estate agent to complete the loan process. Processing and underwriting for People First Mortgages are provided through our partner, First Heritage Financial, LLC.

Mortgage Options

We offer a variety of mortgages, including programs for first time home buyers.

We understand that you're an individual with unique mortgage needs. Your personal Mortgage Specialist will walk you through every step of the process - from application to closing. And we'll put you in the mortgage that's best for you.

  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages (ARMs)
  • FHA Mortgages
  • Remodeling Mortgages
  • Construction/Permanent Mortgages
  • Refinance Mortgages

Two easy ways to get started:

First Time Home Buyers

Buying a first home is exciting but can also be overwhelming. Through preparation and understanding the home buying process, you can achieve your dream of homeownership. People First FCU offers down payment assistance programs through the Pennsylvania Housing Finance Agency (PHFA) as well as the First Front Door Grant program. To see if you qualify for these programs Apply for a Preapproval and our knowledgeable staff will find the best program available to fit your needs and get you on your way to homeownership.

Equal Housing Lender Equal Opportunity Lender logo
NCUA logoYour savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.
Lehigh Valley Who's Who 2017 winner Lehigh Valley Magazine Best of the Valley 2017 winner The Morning Call Readers Choice 2017 winner

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.