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Mortgage Center

People First FCU offers a complete variety of mortgages for every home, with competitive rates, low closing costs, and knowledgeable staff to help you every step of the way.

We’ll make applying for your mortgage as easy as possible. Our mortgage experts work with the appraiser, settlement agent, and real estate agent to complete the loan process.

It's easy to apply for your mortgage

Mortgage Options

We understand that you're an individual with unique mortgage needs. Your personal Mortgage Specialist will walk you through every step of the process - from application to closing. And we'll help you choose the home loan that's best for you.

We offer a variety of mortgages, including:

  • Programs for first time home buyers.
  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages (ARMs)
  • FHA Mortgages
  • Remodeling Mortgages
  • Construction/Permanent Mortgages
  • Refinance Mortgages

First Time Home Buyers

Buying your first home is exciting but can also be overwhelming. Through preparation and understanding the home buying process, you can achieve your dream of owning your first home.

People First FCU offers down payment assistance programs through the Pennsylvania Housing Finance Agency (PHFA) as well as the First Front Door Grant program.

To see if you qualify for these programs, apply for a Preapproval and our knowledgeable staff will find the best program available to fit your needs and put you on your path to homeownership.

Processing and underwriting for People First Mortgages are provided through our partner, First Heritage Financial, LLC.

Routing Number

The People First Routing & Transit (ABA) number is: 231379115

Mailing Address

2141 Downyflake Lane
Allentown, PA 18103

©2020 People First Federal Credit Union

Membership is available to those who live, work, worship or attend school in Lehigh or Northampton counties.

About Us

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At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.

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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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