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Vehicle Loan Rates

When you're ready to finance your next new or used vehicle, come talk to us. Our low rates and flexible terms can help you get the vehicle you want, with a monthly payment that fits your budget. Apply online right now and we'll give you an answer in just a few minutes.

New Auto1

TermAPR*Monthly Payment2
36 months2.49%$28.80
48 months2.74%$22.02
60 months2.99%$17.97
72 months3.49%$15.42
84 months3.99%$13.67
Loan rates are effective: October 1, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

Used Auto1

TermAPR*Monthly Payment2
36 months2.49%$28.80
48 months2.99%$22.13
60 months3.24%$18.08
72 months33.49%$15.42
84 months44.49%$13.91
Loan rates are effective: October 1, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator. 3 Current and Previous 5 Model Years Only. 4 Current and Previous 2 Model Years Only.

Older Used Auto1, 2

TermAPR*Monthly Payment3
36 months4.24%$29.53
48 months4.24%$22.61
60 months5.24%$18.91
Loan rates are effective: Friday, February 14, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 Vehicles older than eight (8) model years. 3 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

Recreational Vehicles1

TermAPR*Monthly Payment2
144 months9.49%$11.57
Loan rates are effective: Friday, February 14, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

New Motorcycles1

TermAPR*Monthly Payment2
36 months3.74%$29.32
48 months3.74%$22.40
60 months4.74%$18.69
72 months5.99%$16.49
Loan rates are effective: Friday, February 14, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

Used Motorcycles1

TermAPR*Monthly Payment2
36 months4.74%$29.75
48 months4.74%$22.83
60 months5.74%$19.13
Loan rates are effective: Friday, February 14, 2020
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. 2 All payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.

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