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Business Services Rates

No matter what your need and goals, you'll discover a wide variety of business savings accounts and programs at People First.

Share/Savings

TypeMinimum BalanceAPY*Dividend Rate
Savings Account (S1)$5.000.05%0.05%
Holiday Account (S2)$00.05%0.05%
Vacation Account (S3)$00.05%0.05%
Special Account (S6)$00.05%0.05%
Dividend Rates and Annual Percentage Yields are effective: November 1, 2020
*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.
Dividends are earned daily and credited monthly on the last day of each month for savings accounts.

Share Draft/Checking 150, 300, & 450

Balance RequirementsAPY*Dividend Rate
$0.00 - $2,499.990%0%
$2,500.00 - $9,999.990.05%0.05%
$10,000.00 - $24,999.990.10%0.10%
$25,000.00+0.15%0.15%
Dividend Rates and Annual Percentage Yields are effective: November 1, 2020

Money Market

TermAPY*Dividend Rate
$0 - $2,499.990%0%
$2,500 - $9,999.990.10%0.10%
$10,000 - $24,999.990.15%0.15%
$25,000 - $74,999.990.15%0.15%
$75,000+0.20%0.20%
Dividend Rates and Annual Percentage Yields are effective: November 1, 2020
*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.

Business Share Certificates

TermAPY*Dividend Rate
6 months0.20%0.20%
8 months0.30%0.30%
12 months0.30%0.30%
15 months0.40%0.40%
18 months0.35%0.35%
24 months0.40%0.40%
30 months0.45%0.45%
36 months0.50%0.50%
48 months0.55%0.55%
60 months0.65%0.65%
Dividend Rates and Annual Percentage Yields are effective: November 1, 2020
*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.
Dividends are compounded daily and credited monthly on the last day of each month for savings accounts.

*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.

Dividends are compounded daily and credited monthly on the last day of each month for savings accounts.

For more information please view our Business Account Agreement.

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