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Share & IRA Share Certificate Rates

No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at People First.

Share & IRA Share Certificates

TermAPY*Dividend Rate
6 months0.15%0.15%
8 months0.25%0.25%
12 months0.25%0.25%
15 months0.35%0.35%
18 months0.30%0.30%
24 months0.30%0.30%
30 months0.35%0.35%
36 months0.40%0.40%
48 months10.45%0.45%
60 months10.50%0.50%
Dividend Rates and Annual Percentage Yields are effective: September 1, 2021
*APY = Annual Percentage Yield. Rates are subject to change without notice. 1 A better People Perks rate may be possible based upon your relationship with People First FCU. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal. Individual Retirement Account (IRA) rates include Traditional, Roth, and Education IRAs.

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Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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