Whether you need money for a vacation, computer equipment, or you just need a little extra cash, we have a variety of options to suit your individual lending needs. Apply now and we'll give you an answer in just a few minutes.
Credit Card
| Type | APR* | Monthly Payment |
|---|---|---|
| Visa® Platinum Rewards | 9.90% to 12.90%1 | the greater of 2% of the outstanding balance or $10 |
| Visa® Platinum | 8.90% to 17.9%1 | the greater of 2% of the outstanding balance or $10 |
| Visa® Platinum Secured | 8.90%1 | the greater of 2% of the outstanding balance or $10 |
Prime Rate as published in the Money Rates section of The Wall Street Journal in effect on the last business day of each calendar month ("Index") plus Our Margin. The Index plus the Margin equals the Interest Rate. Changes
in the Index will cause changes in the Interest Rate on the first day of the billing cycle that immediately follows any such change in the Index. Increases or decreases in the Interest Rate will cause like increases or decreases
in the Finance Charge and will affect the number of your regularly scheduled payments. Your Interest Rate will never be greater than 18.00% and will apply to your remaining principal balance.
- The Margin that will apply to your VISA Platinum Account is 5.65%-14.65%, based on your creditworthiness at the time you establish your Account.
- The Margin that will apply to your VISA Platinum Rewards Account is 6.65%-9.65%, based on your creditworthiness at the time you establish your Account.
- The Margin that will apply to your VISA Platinum Secured Account is 5.65%.
Share Secured Loan1
| Term | APR* | Monthly Payment2 |
|---|---|---|
| up to 60 months | 4.50%3 | $18.58 |
*APR = Annual Percentage Rate. 1A better People Perks rate may be possible based upon your relationship with People First FCU. 2Payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator. 3 Rates are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary.
Unsecured Fixed Loan1
| Term | APR* | Monthly Payment2 |
|---|---|---|
| up to 12 months | 5.99%3 | $86.05 |
| up to 36 months | 5.99%3 | $30.42 |
| up to 60 months | 5.99%3 | $19.33 |
*APR = Annual Percentage Rate. 1A better People Perks rate may be possible based upon your relationship with People First FCU. 2Payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator. 3 The fixed rate is the lowest rate offered for this product. Rates are based upon evaluation of applicant credit. Actual rates may vary.
Unsecured Line of Credit Loan
| Type | APR* | Payment Schedule |
|---|---|---|
| Variable | 10.00%1 | Minimum monthly payment $25 |
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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.