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Family at Graduation

IRA & Coverdell ESA Rates

No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at People First.

IRA & Coverdell ESA Rates

TypeMinimum BalanceAPY*Dividend Rate
IRA Savings Account (S5)None0.15%0.15%
Roth Contributory IRA (S10)None0.15%0.15%
Coverdell ESA (S12)None0.15%0.15%
Dividend Rates and Annual Percentage Yields are effective: September 1, 2020
*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal. IRA = Individual Retirement Account

*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.

IRA = Individual Retirement Account

Routing Number

The People First Routing & Transit (ABA) number is: 231379115

Mailing Address

2141 Downyflake Lane
Allentown, PA 18103

©2020 People First Federal Credit Union

Membership is available to those who live, work, worship or attend school in Lehigh or Northampton counties.

About Us

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At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at staff@peoplefirstcu.org or by calling our Member Service Center at 610.797.7440.

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Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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