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Mortgage Loan Rates

Are you a first time home buyer? Maybe you're looking to get something bigger? Ask one of our mortgage specialists for help in deciding which mortgage program will best suit your individual needs and budget. You may now lock in your rate for up to 60 days! Apply right now online.

Conventional Mortgages

TermPointsRateAPR*
15 Year03.000%3.118%
20 Year03.250%3.342%
30 Year03.125%3.189%
Loan rates are effective: November 27, 2020
The payment for a $100,000 Conventional Mortgage at 3.50% for 30 years is $449. This example is hypothetical and is for illustrative purposes only and does not include taxes or insurance. Your actual rate and payment may differ based upon your individual circumstances. Calculate your payment with our Mortgage Calculator.

FHA Mortgages

TermPointsRateAPR*
15 Year1.375%3.625%4.772%
30 Year02.625%3.421%
Loan rates are effective: November 27, 2020
The payment for a $100,000 FHA mortgage at 3.500% for 30 years is $449. This example is hypothetical and is for illustrative purposes only and does not include taxes or insurance. Your actual rate and payment may differ based upon your individual circumstances. Calculate your payment with our Mortgage Calculator.


* APR = Annual Percentage Rate. Rates and points are subject to change without notice. Rates are based upon evaluation of applicant credit. Actual rates may vary. The APR was calculated on a $100,000 loan amount for the respective rate and term displayed.

Jumbo Mortgages and other options are available - Contact the credit union for Rates and details.

Conventional and Adjustable-Rate Mortgages are for loan amounts of $40,000 to $417,000 and Jumbo Loans are for amounts above $417,000.

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