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Share/Savings Accounts

A savings account with People First gives you the flexibility to save for a home, a vacation, education or retirement.

Primary Share/Savings Account

When you join People First, your first account will be a primary savings account, which requires a minimum balance of just $5.00. This account establishes your membership and allows you access to all of our products and services.

  • Dividends are compounded and credited monthly
  • Minimum balance of $5.00
  • Direct deposit and automatic transfer services are available
  • 24-hour access through Interlink® and PLUS Network ATMs
  • Can be used as collateral for a Share Secured Loan

Holiday Account

Don't get caught during the holidays with no funds to pay for those many gift purchases! Plan ahead with People First FCU's Holiday Account, into which you can contribute money on a consistent basis throughout the year and withdraw the balance when you need it most.

  • Dividends are compounded and credited monthly
  • No minimum deposit required
  • Account balance can remain in the account or be transferred to a savings or checking account on September 30th of each year
  • Automatic transfer is available

Vacation Account

Save for that special trip you've been planning. People First FCU's Vacation Account is exactly what you need to get the vacation you deserve. Make your vacation dream a reality and open your Vacation Account today.

  • Dividends are compounded and credited monthly
  • No minimum deposit required
  • Automatic transfer is available

Special Account

Looking for an account to use for "whatever"? Open a Special Account today! The Special Account is a separate savings account that earns dividends and can be used for any reason; taxes, insurance or even a new car.

  • Dividends are compounded and credited monthly
  • No minimum deposit required
  • Automatic transfer is available


TypeMinimum BalanceAPY*Dividend Rate
Savings Account (S1)$5.000.05%0.05%
Holiday Account (S2)$00.05%0.05%
Vacation Account (S3)$00.05%0.05%
Special Account (S6)$00.05%0.05%
Dividend Rates and Annual Percentage Yields are effective: October 1, 2021
*APY = Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.
Dividends are earned daily and credited monthly on the last day of each month for savings accounts.

Sign Up Today!

Visit any one of our branches and a Member Service Representative will be happy to meet with you!

Your Money is Safe With Us

We know how important it is that your hard-earned money be kept safe, and so you'll rest easy as a People First FCU member, knowing that your deposit accounts are insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) which is administered by the National Credit Union Administration (NCUA), an agency of the federal government.

While our Holiday, Vacation and Special Savings Accounts are similar to our Primary Savings Account, you cannot access these accounts with a Visa® Debit Card.

Federal regulations establish the maximum number of remote withdrawal transactions that can be made each calendar month on Savings Accounts. For more information please view our Regulation D disclosure.

For more information please view our Consumer Account Agreement.

See our Consumer Fee Schedule for associated fees.

In order to access the disclosures, you must have Adobe Acrobat Reader, a free software for viewing and printing Adobe PDF files.

At People First FCU we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines (WCAG) 2.1. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at or by calling our Member Service Center at 610.797.7440.

Equal Housing Lender
Equal Opportunity Lender

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.

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