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Visa® Balance Transfer

2.9% APR* until December 31, 2022!  Promotion Ends March 31st.

Now is the time to get financially fit and shed your high-interest rate credit cards.  Transfer your balances to a People First Visa Platinum card and begin saving each month.  Now through March 31, 2021, qualified balance transfers will have a 2.9% APR* through December 31, 2022!  Plus, NO BALANCE TRANSFER FEE!

Saving Each Month Couldn't Be Easier...Get Started Today

Complete the Balance Transfer Request Form and

  • Drop it off at any of our branch locations,
  • Fax it to us at 610.791.1727, or
  • Mail it to People First FCU, 2141 Downyflake Ln, Allentown PA 18103


Not a cardholder? Apply for a People First Credit Card Online, Schedule an appointment at any branch location, or Call our 24-Hour Loan Center at 1.877.531.5126

* Annual Percentage Rate.  You authorize People First Federal Credit Union to process the payments indicated on the balance transfer request form to the credit cards/charges/loans by means of a cash advance charged to your People First Visa® Platinum credit card. Cash advances are always subject to finance charges from the date they are posted to your account to the date they are paid in full. People First will not authorize any amount that will exceed your available credit line on the day the balance transfer is processed. Refer to your credit card agreement for complete terms and conditions. People First Credit Union loans are not eligible for this balance transfer offer. The discounted rate presented in this offer will be good on transferred balances made through March 31, 2021. The balances transferred during this promotion will accrue interest at 2.9% APR through December 31, 2022. Any balance remaining after that date will automatically be transferred to your standard rate. Only balance transfers made through the balance transfer request form at are eligible for 2.9% APR. All other cash advances and balances transferred through any other means (i.e. Statement checks or Letterchecks) will be assessed at your standard rate. Equal Opportunity Lender Payments will be applied as stated in your Credit Card  Account Agreement. All balance transfers are subject to approval and People First reserves the right to refuse any balance transfer request.


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